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3 Dogwood Way, Ottawa, IL 61350.
Welcome to easy, low-maintenance living in the heart of Heritage Harbor Resort. This inviting 3-bedroom, 2-bath ranch offers the perfect blend of comfort, convenience, and resort-style amenities. The open living areas feature durable LVP flooring, while all three bedrooms are finished with carpet for added warmth and comfort. The kitchen showcases beautiful granite countertops, crisp white shaker-style cabinetry, and stainless steel appliances, creating a bright and timeless space for everyday living and entertaining. Enjoy your morning coffee or unwind at the end of the day from the welcoming front porch, which overlooks a shared common lawn area. A one-car garage provides convenient parking and additional storage. As a resident of Heritage Harbor, you'll enjoy access to an array of amenities designed to make every day feel like a getaway, including swimming pools, scenic walking paths, a dog park, pickleball courts, an on-site restaurant, boat and kayak rentals, a marina, and more. Whether you're looking to downsize without giving up an active lifestyle or searching for a comfortable Midwest home to enjoy part of the year while traveling the rest, this property offers the flexibility and low-maintenance lifestyle you've been looking for. Come experience resort-style living in a welcoming community where relaxation, recreation, and adventure are all right outside your door!
MLS ID: 12711562
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3 Dogwood Way, Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $354,900 | $354,900 | $354,900 |
| Down Payment | $70,980 | $12,422 | $88,725 |
| Monthly Mortgage Amount | $1,795 | $2,174 | $2,228 |
| Taxes | $494 | $494 | $494 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $156 | $0 |
| Monthly Estimated Total | $2,393 | $2,928 | $2,826 |
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