The Pankey Group
- Buy
- Sell
https://www.ruhlmortgage.com/LawrenceDavis.html
Description
Welcome to this completely remodeled, turn-key home offering incredible space and functional flexibility in Charlotte! Situated on a nice-sized lot within the highly desirable Northeast School District, this move-in ready home has been fully updated from top to bottom with modern finishes and contemporary style. The main level features a bright, welcoming layout with 3 comfortable bedrooms and a full bathroom. Downstairs, the finished basement significantly expands your living space with an additional 3 bedrooms and another full bathroom, perfect for a large household, guest accommodations, a home office, or a recreation room. Outdoors, enjoy plenty of room for gatherings, gardening, or outdoor play in the spacious yard. Combining an exceptional amount of updated living space, a great location, and fantastic school district appeal, this home is a standout opportunity.
Property Highlights
Property Type: Residential - Single Family
Total Living Area SF: 2,369
Built in 2000
School District: District 4773
General Information
Bedrooms: 6
Bathrooms: 2
Sqft: 2,369
County: Clinton
MLS ID:
12722726
Room Information
Bedroom 5: 11X8
Bedroom 6: 10X17
Recreation Room: 20X12
Bedroom 2: 10X12
Bedroom 3: 10X9
Bedroom 4: 16X12
Kitchen: 16X12
Laundry: 6X12
Living Room: 17X13
Primary Bedroom: 13X13
Shown By
Agent Name: The Pankey Group
Agent Phone: (309) 721-8830
Get in Touch
Shown By
Agent Name: The Pankey Group
Agent Phone: (309) 721-8830
Contact an agent to learn more about
245 First Street , Charlotte, IA 52731.
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563-441-1862
toll free 866-441-1862
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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $259,000 | $259,000 | $259,000 |
| Down Payment | $51,800 | $9,065 | $64,750 |
| Monthly Mortgage Amount | $1,293 | $1,587 | $1,613 |
| Taxes | $360 | $360 | $360 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $114 | $0 |
| Monthly Estimated Total | $1,753 | $2,161 | $2,073 |
About this area
About Charlotte
Charlotte, IA is a small rural community that offers a quiet, close-knit lifestyle surrounded by open farmland and rolling countryside. The area appeals to residents who value simplicity, space, and a slower pace of life. Daily living in Charlotte is shaped by strong community ties and a peaceful setting, while nearby towns provide access to additional services, shopping, and employment. The surrounding landscape creates opportunities for outdoor enjoyment, including walking country roads, gardening, and appreciating Iowa’s agricultural scenery.
Real estate in Charlotte reflects its rural character and affordability. Housing options primarily consist of single-family homes, many set on larger lots that provide ample outdoor space and privacy. Buyers will find modest ranch-style homes, traditional two-story houses, and older residences with long-standing local character. Properties often include detached garages, sheds, or outbuildings, which appeal to buyers seeking storage or workspace.
The area surrounding Charlotte offers additional real estate opportunities in the form of acreage properties and farm-adjacent homes. These options are well suited for buyers interested in hobby farming, gardening, or simply enjoying wide-open views and minimal development. The housing market is generally accessible, making Charlotte attractive to first-time homebuyers, retirees, and those looking to reduce housing costs while gaining more land.
Charlotte’s appeal lies in its simplicity and sense of community. While it does not offer urban density or large-scale development, it provides a comfortable and grounded way of life. With its affordable homes, spacious lots, and rural setting, Charlotte is an appealing choice for buyers seeking quiet living and a strong connection to the land in eastern Iowa.
If you are ready to start your real estate buying or selling journey, browse the newest homes for sale in Charlotte, IA. You can also contact us—we are here to help!
The Pankey Group
Cell: (309) 721-8830
Licensed in IL & IA
Moline Office
1701 52nd Avenue
Moline, IL 61265
(309) 743-8000
Moline, IL 61265
(309) 743-8000
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