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1038 Catherine Street , Ottawa, IL 61350.
Welcome to 1038 Catherine St., a charming 3-bedroom, 1-bathroom home that blends character with thoughtful updates in a convenient location. From the moment you arrive, you'll appreciate the inviting curb appeal and the functionality this property has to offer. Inside, you'll find a warm and welcoming floor plan with spacious living areas, abundant natural light, and three comfortable bedrooms that provide plenty of space for family or guests. The updated bathroom features modern finishes, adding a fresh, move-in-ready touch while complementing the home's original charm. Step outside to enjoy the generously sized backyard complete with an 8'x12' shed, offering plenty of room for summer barbecues, pets, gardening, or simply relaxing outdoors. A standout feature of the property is the detached two-car garage with convenient alley access, providing ample off-street parking, additional storage, and the perfect space for hobbies, projects, or a workshop. Conveniently located just minutes from downtown Ottawa, parks, schools, shopping, and local dining, this home offers the perfect combination of comfort, convenience, and value. Whether you're a first-time homebuyer, looking to downsize, or searching for a great investment opportunity, 1038 Catherine St. is ready to welcome you home. Don't delay, schedule your private showing today!
MLS ID: 12720492
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1038 Catherine Street , Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $172,000 | $172,000 | $172,000 |
| Down Payment | $34,400 | $6,020 | $43,000 |
| Monthly Mortgage Amount | $870 | $1,054 | $1,080 |
| Taxes | $239 | $239 | $239 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $76 | $0 |
| Monthly Estimated Total | $1,209 | $1,469 | $1,419 |
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